Affirm: Buy now, pay over time✓

Name: Affirm: Buy now, pay over time
Price: free USD
Rating: 4.8 (285591 reviews)

4.8★★★★★

Name :: Affirm: Buy now, pay over time
Category:: Shopping
Safety :: 100% Safe
Price:: free
Developer:: Affirm, Inc
Download :: 5M+

Screenshot

App Intro

Affirm offers a flexible way to shop and manage your purchases by allowing you to pay over time with various payment plans. It's designed for consumers who want more control over their budget, enabling them to spread out costs for online and in-store purchases without the stress of traditional credit. The app also provides access to exclusive deals and competitive APRs, sometimes as low as 0%, making it an attractive option for budget-conscious shoppers. Beyond payment solutions, Affirm now includes a high-yield savings account feature, offering a place to grow your money with no minimum balance or monthly fees. This dual functionality makes Affirm a comprehensive tool for both spending and saving, suitable for anyone looking to make larger purchases more manageable or seeking a simple, fee-free savings option.

Feature Guides

Shop at nearly any store, online or in person, and choose flexible payment terms that fit your budget. Affirm empowers you to break down costs into manageable installments, making desired items more accessible.
Unlock exclusive deals and potentially 0% APR rates on eligible purchases. The app helps you find opportunities for significant savings, turning wish lists into reality without breaking the bank.
Seamlessly manage your account by tracking upcoming payments, making adjustments, and viewing your purchase history all within the app. Stay in control of your finances with easy-to-use tools.
Open a high-yield savings account directly through the app. It's designed with no minimum balance requirements and no monthly fees, making it a straightforward way to earn interest on your savings.

Recent Improvements

Recent updates have focused on enhancing the user experience with the introduction of the Affirm Card, offering a more integrated way to shop and pay over time. Users can now request payment plans directly within the app before or even after a purchase, providing greater flexibility. The addition of the high-yield savings account also marks a significant expansion of Affirm's financial tools, making it a more holistic platform for managing money. These refinements aim to streamline the shopping and payment process, offering more options and control to the user.

FAQ

How does the Affirm Card work?

The Affirm Card is a Visa debit card that allows you to shop almost anywhere. You can use it for purchases and then, in the app, request to pay over time for eligible items. For purchases not matched to a payment plan, Affirm may initiate an ACH debit from your linked bank account within 1-3 days. Minimum purchase amounts may apply for payment plans.

Can I use Affirm for any purchase?

You can use the Affirm Card to shop online or in person at most merchants. For pay-over-time plans, eligibility and minimum purchase requirements apply, and these are determined for each purchase within the app. Always check the details for specific purchases.

What are the interest rates for Affirm payment plans?

Interest rates can range from 0% to 36% APR, depending on the purchase and your eligibility. Affirm provides transparent rate information when you apply for a payment plan in the app, helping you choose terms that work for your budget.