Brigit: Borrow & Build Credit✓

Name: Brigit: Borrow & Build Credit
Price: free USD
Rating: 4.7 (189025 reviews)

4.7★★★★★

Name :: Brigit: Borrow & Build Credit
Category:: Finance
Safety :: 100% Safe
Price:: free
Developer:: Brigit
Download :: 5M+

Screenshot

App Intro

Brigit is a comprehensive financial health app designed to empower users with immediate financial relief and long-term financial stability. It offers instant cash advances to bridge short-term gaps, allowing you to access funds quickly without credit checks or interest charges. Beyond immediate needs, Brigit focuses on building a stronger financial future by helping you build credit responsibly, track your spending, and discover savings opportunities. Whether you're looking to manage your budget more effectively, avoid overdraft fees, or work towards a better credit score, Brigit provides a suite of tools to support your journey. It's an ideal solution for individuals seeking a reliable financial partner to navigate everyday expenses and cultivate healthier financial habits.

Feature Guides

Access immediate cash advances of up to $250* without any credit checks, interest, or late fees. Funds can be deposited directly into your bank account, providing a quick solution for unexpected expenses.
Build your credit history with a unique credit-building tool that requires no security deposit or hard credit pull. Small monthly contributions can be reported to all three major credit bureaus, helping you improve your score over time.
Gain deeper financial insights with free budgeting tools, expense monitoring, and bill forecasting. Brigit helps you understand your spending patterns, identify unnecessary subscriptions, and save more money.
Stay informed and protected with real-time bank balance alerts, credit score monitoring, and identity theft protection, ensuring you're always in control of your financial well-being.
Discover opportunities to earn and save more money through surveys, partner offers, and job listings, all accessible within the app to boost your income and savings.

Recent Improvements

The app has recently refined its budgeting features, offering more detailed spending breakdowns and improved bill forecasting to give users a clearer picture of their upcoming expenses. Enhancements to the credit-building tool aim to provide more transparent reporting and a smoother user experience for those looking to establish or improve their credit history. Additionally, the platform has expanded its 'earn and save' section with new partner offers and earning opportunities, making it easier for users to supplement their income.

FAQ

How does Brigit provide cash advances?

Brigit offers cash advances of up to $250* based on your banking activity and eligibility. Once you connect your bank account and meet the criteria, you can request an advance, which is typically deposited into your account via ACH or instant transfer (a small fee may apply for instant transfers).

Is there a credit check for Brigit cash advances?

No, Brigit does not perform a credit check for its cash advances. This feature is designed to be accessible to users regardless of their credit history, focusing instead on your banking behavior and eligibility.

How does Brigit help build credit?

Brigit's credit-building feature allows you to build credit history by making small, regular payments that are reported to the major credit bureaus (Experian, Equifax, and TransUnion). This process does not involve a hard credit pull or require a security deposit, making it a low-risk way to improve your credit score.

What are the costs associated with Brigit?

Brigit offers a free basic plan with access to alerts and financial insights. Paid plans, ranging from $8.99 to $14.99 per month, unlock features like cash advances and credit-building tools. Specific fees, such as instant transfer fees for cash advances, may apply depending on the chosen method and plan.

Editor Security Review

Reviewed by the editorial team for
basic security, integrity, and package consistency checks.

No known malware detected
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User reviews

This app is a lifesaver! I was in a bind and needed some extra cash for bills, and Brigit came through with an advance almost instantly. 🤩 The credit-building feature is a huge bonus too, helping me improve my score without any hassle.

I love how Brigit helps me keep track of my spending and alerts me before my balance gets too low. It's really helped me avoid overdraft fees and budget more effectively. The cash advances are a great safety net! 👍