MAJORITY: Mobile banking✓

Name: MAJORITY: Mobile banking
Price: free USD
Rating: 4.5 (6071 reviews)

4.5

Name :: MAJORITY: Mobile banking
Category:: Finance
Safety :: 100% Safe
Price:: free
Developer:: MAJORITY USA LLC
Download :: 500K+

Screenshot

App Intro

MAJORITY is a mobile banking platform designed specifically for migrants in the US, offering a streamlined way to access essential financial services. It addresses a critical need by allowing individuals to open a FDIC-insured checking account without requiring a Social Security number, which is a significant barrier for many newcomers. The app comes bundled with a free Visa Debit Card, enabling everyday spending and ATM access. Beyond basic banking, MAJORITY facilitates international money transfers, mobile top-ups, and even international calling, all aimed at keeping users connected with their families back home. The service is positioned as a comprehensive membership, providing a suite of financial tools and communication features for a monthly fee, making it a compelling option for those looking for an all-in-one solution to manage their finances and stay in touch globally.

Pros

Accessible banking without an SSN.
No-fee international money transfers.
Free international calling to many countries.
Cashback rewards on purchases.
In-person support available.

Feature Guides

Open a US checking account without an SSN and receive a free Visa Debit Card, perfect for daily expenses and ATM withdrawals. Enjoy features like early direct deposit and no overdraft fees.
Send money internationally with no hidden fees. MAJORITY supports transfers to numerous countries via bank deposit, cash pickup, or mobile wallet, ensuring your funds reach loved ones quickly and securely.
Stay connected with affordable international calling and mobile top-ups. Make free calls to over 20 countries and easily recharge mobile phones abroad, often with special promotional offers.
Benefit from in-person support at physical locations, with advisors available to assist in multiple languages, including Spanish, offering a personal touch to digital banking.

Recent Improvements

The platform has focused on enhancing the user experience with a smoother onboarding process and more intuitive navigation within the app. Recent updates have also refined the international transfer system, ensuring faster transaction times and broader destination options. We've also expanded the network of fee-free ATMs, making it even more convenient to access your funds across the country. The integration with popular payment apps like Zelle, Venmo, and Cash App has been further optimized for seamless peer-to-peer transactions, reflecting our commitment to providing a robust and user-friendly financial ecosystem.

User reviews

Finally, a bank that understands us! Opening an account was so easy, and sending money home is cheaper than ever. Love the free calls too! 😊

This app has been a lifesaver. I can manage my money, pay bills, and talk to my family without breaking the bank. The in-person support is also a huge plus. 👍