MAJORITY: Mobile banking✓

Name: MAJORITY: Mobile banking
Price: free USD
Rating: 4.5 (6071 reviews)

4.5★★★★★

Name :: MAJORITY: Mobile banking
Category:: Finance
Safety :: 100% Safe
Price:: free
Developer:: MAJORITY USA LLC
Download :: 500K+

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App Intro

MAJORITY is a mobile banking solution specifically designed for migrants looking to establish financial footing in the United States. It offers a comprehensive suite of services, making it an attractive option for individuals who may not have a Social Security number (SSN) or traditional banking history. The app allows users to open an FDIC-insured checking account with no minimum deposit, receive a free Visa Debit Card, and send money internationally with no fees. Beyond remittances, it facilitates fee-free mobile top-ups and data bundles, alongside free international calling to numerous countries. This all-in-one membership, priced at $5.99 per month, also includes features like instant payments to other members, cashback rewards, and access to in-person advisors, even in Spanish. It's a valuable tool for those new to the US seeking accessible and affordable financial services.

Feature Guides

Open a US checking account without an SSN: MAJORITY simplifies account opening for migrants, accepting most international government-issued photo IDs, and provides a secure, FDIC-insured account with no minimum deposit requirements.
Send money abroad with zero fees: Enjoy fee-free international money transfers to popular destinations like Mexico, Colombia, and Nigeria, with competitive exchange rates and secure delivery options including bank transfers and cash pickups.
Stay connected with free calls and mobile top-ups: Keep in touch with loved ones through free international calling to over 20 countries and send fee-free mobile top-ups and data bundles to various global mobile carriers.
Earn rewards and enjoy everyday banking benefits: Your free Visa Debit Card comes with cashback offers at popular merchants, no foreign transaction fees, and early access to direct deposits, plus seamless integration with popular payment apps like Zelle® and Cash App.

Recent Improvements

Recent updates have focused on enhancing the user experience and expanding the utility of the platform. We've refined the international transfer process for even faster and more reliable transactions, ensuring your money reaches its destination swiftly. Additionally, improvements have been made to the mobile top-up service, offering more providers and competitive data bundle options. The app's performance has been optimized for smoother navigation and quicker loading times, making daily banking tasks more efficient. Our goal is to continuously improve the services that matter most to our members, providing a seamless and supportive financial hub.

FAQ

Can I open a bank account if I don't have a Social Security number?

Yes, MAJORITY is specifically designed for migrants and allows you to open a checking account without a Social Security number. We accept most valid international government-issued photo IDs, making it easier for you to access US banking services.

What are the fees associated with using MAJORITY?

MAJORITY offers a very cost-effective membership at $5.99 per month. This membership includes no-fee international money transfers, no-fee mobile top-ups, and free international calling to many countries. There are no overdraft fees, foreign transaction fees, or minimum deposit requirements for your checking account.

How does international money transfer work?

Sending money internationally with MAJORITY is straightforward. You can transfer money quickly at competitive exchange rates with no additional fees. We support various delivery methods, including bank transfers, cash pickups, and mobile wallet transfers to numerous countries.

Is my money safe with MAJORITY?

Absolutely. Your MAJORITY checking account is FDIC-insured, meaning your deposits are protected up to the maximum amount allowed by law. We also employ advanced anti-fraud protection measures to keep your account secure.

Editor Security Review

Reviewed by the editorial team for
basic security, integrity, and package consistency checks.

No known malware detected
Signature verified
File integrity checked

User reviews

This app is a lifesaver! Being new to the US without an SSN, I thought banking would be impossible. MAJORITY made it so easy to open an account and get a card. Sending money back home is also super cheap, which is a huge plus! 👍

I love being able to call my family back home for free and also send them money without any extra charges. The cashback is a nice bonus too! Definitely recommend this for anyone who has family abroad. 😊